Step 2 of the plan:
Anyone who bounces 2 checks in a year is financially incompetent, therefore prohibited from gun ownership.
Step 3 of the plan:
Go over your credit limit too many times, you are financially incompetent & therefore prohibited from gun ownership.
Step 4 of the plan:
Miss a utility bill payment, you are financially incompetent & therefore prohibited from gun ownership.
I personally know people who can barely remember how much money is in their wallet let alone pay their bills on time.
One is a surgeon & an excellent trap shooter. Probably makes $250K+ & has a staff to take care of his bookkeeping.
They give him an allowance to spend on ammunition. Wife just bought him a new Salvinetti shotgun. I'm guessing about $20K but might be more.
Try telling him that he's financially incompetent-you might just get your gall bladder shoved up your nose.