I believe that a fair amount of great responses have been given, so I won’t belabor those points. But, one important thing to remember is the concealed carry is not without compromise. If you are used to wearing a bikini and filp-flops – that will not work for concealed carry. So, that’s your starting point. Working backwards from there, it’s simply a matter of discovering the type and amount of clothing, coupled with the type of weapon, and finishing it off with the method and location of carry. And that’s not necessarily the order that you will go in. You may be hell-bent on toting a Casull around, and will have to spend a lot of time figuring out where to hide it, or you may just want to wear a t-shirt – and then have to figure out what it hides. It’s been said before, but – during a gunfight, no one ever said “I wish that I had brought a smaller gun.” Another part of the compromise is that you need to be carrying as much as you can. Obviously, trips to Stalin-land (Maryland) and Hell (Jersey) will probably be without your hand cannon, but trips to Home Depot should not be. So, it’s a matter of getting a combo that works for you. Everyone on here will gladly tell you that the heat-waves encountered during the last six or so weeks have not been fun, especially while toting around some hardware. That inconvenience, however is better than being down on the hot concrete, cooled only by your leaking blood, while waiting for the ambulance to come pick you up after becoming a soon-to-be-dead victim.