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With the firing pin under spring pressure and one in the chamber it's like walking on eggshells...
Suggest that you review the safeties built into your semi-auto. Glock has three including the firing pin safety that requires the trigger to be pressed. A good way to get comfortable with Condition 1 (chamber loaded with safety engaged) is to carry cocked but with chamber empty for several days. If at the end of each day, the weapon is still cocked, you should feel safe.
I have better thing's to think about than drawing and accidently firing all the while with my auto on my person...
Spend time practicing your drawstroke. Pay attention to when your finger first touches the trigger.
Okay, do you think permit holder's are carrying a full or near full magazine with 2 loaded extra mag's for safety or for ego...
Hopefully no one on this forum carries to bolster their ego. Each of us should carry for the reasons eloquently expressed in Lt Col David Grossman's
On Sheep, Wolves and Sheepdogs Regarding spare ammo, I'd rather shlepp a few extra ounces to avoid running short. It's a balance between probability and negative impact.