Delaware Concealed Carry Forum

CCW Methods & Issues => General CCW Discussion => Topic started by: ChrisCar on April 06, 2015, 02:35:41 AM

Title: Recommendation for insurance
Post by: ChrisCar on April 06, 2015, 02:35:41 AM

I've been comparing the insurance options for ccdw holders (e.g. Second Call, USCCA, etc.)  They all seem relatively comparable.   Does anyone have a particular reason to recommend one over the others?   Anyone know anybody who actually made a claim?  I'd be interested in hearing how helpful (or not) these companies are.  Do they stand behind their insureds, or do they look for loopholes and excuses to deny coverage?   Of course,  I hope i never need to find out for myself.   :-\

Thank you.

Title: Re: Recommendation for insurance
Post by: Condition 1 on April 06, 2015, 03:13:03 AM

I use the NRA insurance.

Title: Re: Recommendation for insurance
Post by: Radnor on April 06, 2015, 11:58:05 AM

2nd call....

Do your homework.  Some pay AFTER you've been cleared, FEW pay during the process.

Title: Re: Recommendation for insurance
Post by: robberbaron on April 06, 2015, 12:13:18 PM

I have CCW Safe. They promise great service and all costs are supposed to be paid by them at the time they are incurred. Very reasonable cost, too.

Title: Re: Recommendation for insurance
Post by: JOET on April 08, 2015, 09:01:21 PM

I have this ... Patriot Legal Protection LLC... check it out

Title: Re: Recommendation for insurance
Post by: ChrisCar on April 22, 2015, 07:38:27 PM

Last week I joined the Armed Citizens' Legal Defense Network.  This is not an insurance plan, it's only for legal fees.  (I'm thinking I'll get insurance once my permit comes through).

But this program seemed interesting.  Only $125 for the first year, then $85 for renewals (with even lower rates if you pay multiple years in advance).   They give up to $10,000 for initial retainer, plus help with bail/bond funding (They don't reimburse you, they put the money up front).  Also, you can call them after an incident and they'll get one of their attorneys on-site for your emergent needs (e.g. police interview, bail hearing, etc.)

I know a lot of the insurers do that also, but here's another plus: they send you informational materials (I received 7 DVDs yesterday) every year.  Plus -- in their discretion -- they may give additional legal funding if their Board feels the shooting was justified.  The Board includes Massad Ayoob and John Farnam. 

If anyone is interested in more info, they're at: https://www.armedcitizensnetwork.org/ (https://www.armedcitizensnetwork.org/)